Twenty years of
accounting and advice
Specialist advice in accounting, taxation, business advisory, wealth creation and retirement planning — for business clients and individuals across NSW.
Built around a rare
combination
Cashflow Financial has served business clients and individuals for over twenty years, from offices in Wollongong, Sutherland and the Sydney CBD.
The practice was founded on something most firms cannot offer in one place: more than thirty years of accounting experience alongside more than twenty years in financial planning. That is why tax and advice are a single conversation here rather than two disconnected ones held months apart.
We work with individuals, companies, start-ups, trusts and self-managed superannuation funds — and with business owners who want the structure, the tax position and the long-term plan to agree with each other.
30+ years
Accounting experience behind the practice, across individuals, companies, trusts and funds.
20+ years
Financial planning experience, which is what lets tax and advice be given together.
3 offices
Wollongong, Sutherland and Sydney CBD, plus remote service and on-site visits.
8 service lines
Compliance through to SMSF, wealth, property tax and finance.
Clarity, strategy, results
The team is here to help clients navigate their financial journeys with clarity, strategy and results. In practice that comes down to four habits.
Fixed fees, quoted first
You know the number before we start. No hourly meter and no invoice you did not expect.
Tax and wealth together
One team sees the business, the personal position and the super, so advice agrees with itself.
Contact through the year
Scheduled check-ins, not a single phone call when a lodgement falls due.
We say when it is not worth it
If a structure or an SMSF will cost more than it saves you, you hear that before you pay for it.
Business clients
Companies, trusts, partnerships and sole traders — from start-ups finding their structure to established businesses planning a sale.
Individuals and families
Individual returns, rental properties, capital gains, retirement planning and the wealth conversation that sits behind all of it.
SMSF trustees
Fund establishment, annual compliance, audit coordination and pension-phase strategy.
Across NSW, from
three offices
We provide flexible accounting services both remotely and in person, including on-site client visits where that makes sense.
Let's start with a conversation
Free, no obligation, and you will leave knowing what we would do and what it would cost.