Financial security,
then growth
Our wealth arm helps clients attain financial security and grow their wealth, with strategies tailored to long-term objectives rather than this financial year alone.
Advice that already
knows your tax position
Most people receive financial advice from one firm and tax advice from another. The two rarely meet, and the client is left translating between them.
Cashflow Wealth sits alongside the accounting practice. The adviser building your retirement strategy can see the business, the trust distributions and the super in the same view as the accountant lodging your return.
That is the whole point of the arrangement: a contribution strategy that accounts for your marginal rate, an investment structure that accounts for who should own what, and a retirement plan that accounts for the business you may one day sell.
Building wealth
- Wealth accumulation strategy
- Superannuation and contributions
- Investment structuring
- Ownership and entity selection
Protecting it
- Life, TPD and trauma cover
- Income protection
- Inside or outside super
- Asset protection structures
Drawing on it
- Retirement and pension planning
- Transition to retirement
- Drawdown sequencing
- Aged care considerations
Passing it on
- Estate planning coordination
- Superannuation death benefits
- Testamentary structures
- Working with your solicitor
A documented process
Licensed financial advice follows a defined path. Here is what each stage actually involves.
1. Discovery
Your objectives, financial situation and needs, documented properly. Free, and no obligation to go further.
2. Strategy
We model the options against your tax position and show you the trade-offs before recommending anything.
3. Advice document
A written Statement of Advice setting out what we recommend, why, what it costs and what it replaces.
4. Review
Circumstances and legislation both move. Advice that is never reviewed stops being advice.
See your super
headroom
Our super calculator shows how much of your concessional cap is unused once employer contributions are counted, and roughly what using it would be worth. A useful starting point for the first conversation.
Important
Financial planning services are provided by Cashflow Financial Wealth Pty Ltd (ABN 63 682 944 734), Corporate Authorised Representative No. 001315689 of Gill and Co Advisory Pty Ltd (ABN 39 668 498 735, AFSL 551560).
Nothing on this website is personal financial product advice. It does not take your objectives, financial situation or needs into account, and you should not act on it without advice that does.
The licensee and its Authorised Representatives receive commission on life risk insurance products, so we are not independent, impartial or unbiased as those terms are defined in section 923A of the Corporations Act 2001.
Start with the discovery conversation
Free, no obligation, and nothing is recommended until we have documented what you are actually trying to achieve.
Book a free consultation