Tax on Superannuation Death Benefits

Tax on Superannuation Death Benefits

Superannuation is one of Australia’s most tax-effective ways to save for retirement. But what happens when your super is paid out after you pass away? Depending on who receives your benefit and the components of your super, tax can significantly reduce the amount your loved ones receive. With the right planning it is possible to minimise this tax and save your family thousands.

Tax Implications on the Sale of Land

Tax Implications on the Sale of Land

Whether you’ve owned the land for years or are selling after a short-term investment, or thinking of buying land for business, understanding how the ATO treats land sales for tax is essential.

5% First Home Buyer Deposit Scheme 2025

5% First Home Buyer Deposit Scheme 2025

From 1 October 2025, first home buyers will be able to purchase a property with as little as a 5% deposit, without paying Lenders Mortgage Insurance (LMI). The government’s expansion of the Home Guarantee Scheme removes income caps, lifts property price limits, and makes places unlimited. We look at the pros and cons of the scheme, and what it could mean for your financial future.

The Rule of 72 When Investing

The Rule of 72 When Investing

The Rule of 72 is a quick and simple formula to find out how long it takes to double your money. This centuries-old mental shortcut can help you compare returns, factor in inflation, and make smarter decisions with your money.

Emergency Funds. How Much Should You Really Have Saved?

Emergency Funds. How Much Should You Really Have Saved?

What is a realistic savings goal for an emergency fund, and what does the average Australian have saved in 2025?

Should You Salary Sacrifice Your Super?

Should You Salary Sacrifice Your Super?

Unpack the pros, cons, and updated 2025 contribution limits, so you can decide if this tax-effective strategy fits your financial goals.