Changes to Aged Care Fees on 1 November 2025

Changes to Aged Care Fees on 1 November 2025

From 1 November 2025, major changes to aged care fees come into effect. These adjustments will impact how residents pay for accommodation, the introduction of new contributions, and what eventually flows back to families through estate planning.

Tax on Superannuation Death Benefits

Tax on Superannuation Death Benefits

Superannuation is one of Australia’s most tax-effective ways to save for retirement. But what happens when your super is paid out after you pass away? Depending on who receives your benefit and the components of your super, tax can significantly reduce the amount your loved ones receive. With the right planning it is possible to minimise this tax and save your family thousands.

6 Things You May Not Know About Superannuation

6 Things You May Not Know About Superannuation

Here are 6 things about superannuation that could make a real difference to your retirement planning and wealth building strategy.

The Rule of 72 When Investing

The Rule of 72 When Investing

The Rule of 72 is a quick and simple formula to find out how long it takes to double your money. This centuries-old mental shortcut can help you compare returns, factor in inflation, and make smarter decisions with your money.

Emergency Funds. How Much Should You Really Have Saved?

Emergency Funds. How Much Should You Really Have Saved?

What is a realistic savings goal for an emergency fund, and what does the average Australian have saved in 2025?

Should You Salary Sacrifice Your Super?

Should You Salary Sacrifice Your Super?

Unpack the pros, cons, and updated 2025 contribution limits, so you can decide if this tax-effective strategy fits your financial goals.