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5% First Home Buyer Deposit Scheme 2025
From 1 October 2025, first home buyers will be able to purchase a property with as little as a 5% deposit, without paying Lenders Mortgage Insurance (LMI). The government’s expansion of the Home Guarantee Scheme removes income caps, lifts property price limits, and makes places unlimited. We look at the pros and cons of the scheme, and what it could mean for your financial future.
NSW Land Tax Changes 2025
From 1 February 2024, you must own at least 25% of your home to qualify for the Principal Place of Residence exemption. If you fall below this, you could face surprise land tax bills in 2026, even if you live in the property.
Tax Tips for Property Investors 2025
Find out what you can and can't claim in 2025.
The First Home Guarantee Scheme (HGS)
The HGS allows buyers to purchase a home with a deposit as low as 5% without the need to pay Lenders Mortgage Insurance (LMI).
